About Us - ACEBANK CREDIT INC

ACEBANK CREDIT, INC.

Who We Are
Your Trusted Partner in Financial Solutions
Established Expertise
With over a decade of experience in the Philippine lending industry, Acebank Credit, Inc. has built a strong reputation for trust, reliability, and financial excellence. Since our establishment in 2012, we have successfully provided affordable loan solutions to individuals and businesses, helping them achieve their financial goals with ease.
As a trusted financial partner, we continue to innovate and adapt to the evolving needs of our clients, ensuring safe, transparent, and responsible lending. Whether you're seeking funds for personal emergencies, business expansion, or short-term salary loans, Acebank Credit, Inc. is here to provide expert financial support you can rely on.
Customer-Centric Approach
At Acebank Credit, Inc., our clients are at the heart of everything we do. We are committed to providing a seamless, transparent, and personalized lending experience, ensuring that each customer receives the financial support they need with ease and confidence.
At Acebank Credit, Inc., we are not just a lending company—we are your trusted financial partner. We are dedicated to helping you achieve your financial goals with convenience, integrity, and exceptional service.
Commitment to Compliance
At Acebank Credit, Inc., we take our legal and ethical responsibilities seriously. As a fully licensed and SEC-registered financing and lending company, we are committed to strict compliance with Philippine financial regulations, ensuring safe, fair, and transparent lending practices for all our clients.
At Acebank Credit, Inc., we operate with integrity, transparency, and full compliance with national financial laws, providing trustworthy and legally sound loan services. Our clients can rest assured that they are dealing with a legitimate, ethical, and well-regulated lending institution.
Meet Our Experts
A dedicated team committed to your financial success.
Ana L. Layawon - Finance Department
As a member of the Finance Department at Acebank Credit, Inc., Ana L. Layawon plays a pivotal role in managing and overseeing the company’s financial operations. With her expertise in finance and accounting, she ensures that all financial transactions are accurate, compliant, and efficiently processed.
Key Responsibilities:
Financial Management: Ana oversees the company’s financial records, ensuring they are accurate, up-to-date, and comply with industry regulations.
Budgeting & Forecasting: She assists in budget planning and financial forecasting, helping the company make informed decisions about future financial strategies.
Reporting & Analysis: Ana prepares and analyzes financial reports that provide insights into the company’s financial health and performance, assisting management with decision-making.
Compliance: She ensures that all financial activities adhere to local regulations set by the Bureau of Internal Revenue (BIR), SEC, and other governing bodies.
Cash Flow Management: Ana plays a key role in managing the company’s cash flow, ensuring smooth financial operations and timely payments.
Ana’s position in the Finance Department is critical in maintaining the company’s financial integrity and ensuring that Acebank Credit, Inc. continues to operate effectively and sustainably.
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Erika Hernadez - Loan Consultant
As a Loan Consultant at Acebank Credit, Inc., Erika Hernandez plays a crucial role in guiding clients through the loan application process. With her expertise in financial products and in-depth knowledge of the company's offerings, she provides personalized loan advice to meet the unique needs of individuals and businesses.
Key Responsibilities:
Loan Consultation: Erika advises clients on the most suitable loan options based on their financial goals, whether it’s for personal, business, or emergency needs.
Application Assistance: She helps clients complete their loan applications, ensuring all required documentation is submitted and processed efficiently.
Customer Support: Erika provides ongoing support throughout the loan process, addressing any questions or concerns clients may have regarding terms, repayment schedules, and eligibility.
Loan Approval Guidance: She works closely with clients to ensure they understand the terms and conditions of their loans, facilitating a smooth approval and disbursement process.
Her role is integral to maintaining a customer-first approach, ensuring that clients have a clear understanding of their financial options and receive the best possible service tailored to their needs.
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Mark Lee - Financial Advisor
Mark Lee - Financial Advisor at Acebank Credit, Inc.
As a Financial Advisor at Acebank Credit, Inc., Mark Lee is dedicated to providing expert financial guidance and helping clients make informed decisions about their financial future. With his deep understanding of financial products and market trends, Mark helps individuals and businesses navigate through the company’s loan offerings and investment opportunities.
Key Responsibilities:
Personalized Financial Guidance: Mark works closely with clients to understand their financial goals and provides tailored advice to meet their specific needs, whether it’s for personal loans, business financing, or other financial products.
Loan Consultation: He assists clients in choosing the best loan products by explaining loan terms, interest rates, and repayment options, ensuring they make the right financial decisions.
Financial Planning: Mark offers expert advice on budgeting, saving, and investing to help clients build a secure financial future.
Risk Assessment: He evaluates clients’ financial situations and helps assess potential risks, providing recommendations on how to mitigate them effectively.
Customer Support: Mark provides ongoing support throughout the loan application and repayment process, ensuring that clients have a positive and informed experience.
In his role as a Financial Advisor, Mark Lee is integral to ensuring that Acebank Credit, Inc. clients receive comprehensive, reliable, and strategic financial advice to achieve their financial objectives.
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Our Credentials
Trust and transparency are at the core of our operations.
SEC Registration
Acebank Credit, Inc. is a legally registered financing and lending company in the Philippines, fully compliant with national financial regulations.
✔ SEC Registration Number: CS201205540
✔ Certificate of Authority to Operate: 1194
Being registered with the Securities and Exchange Commission (SEC) ensures that Acebank Credit, Inc. operates under legitimate and ethical lending practices, providing safe and transparent financial services. The company also complies with the regulations set by the Department of Trade and Industry (DTI) and the Bureau of Internal Revenue (BIR) to maintain its commitment to fair and responsible lending.
DTI Certification
Acebank Credit, Inc. is fully compliant with the Department of Trade and Industry (DTI) regulations, ensuring ethical and transparent business practices. This certification signifies that the company adheres to fair lending policies, consumer protection laws, and responsible financial services in the Philippines.
✔ DTI-Registered Business – Ensures compliance with trade and consumer protection laws.
✔ Fair Lending Practices – Upholds transparency, ethical loan terms, and fair treatment of borrowers.
✔ Regulated & Trustworthy – Operates legally under Philippine business regulations.
By securing DTI certification, Acebank Credit, Inc. reinforces its commitment to legitimacy, consumer trust, and professional financial services.
BIR Compliance
Acebank Credit, Inc. is fully compliant with the Bureau of Internal Revenue (BIR), ensuring that all financial transactions, tax obligations, and business operations adhere to Philippine tax laws and regulations.
✔ Registered with BIR – Legally recognized for proper tax filing and compliance.
✔ Transparent Financial Reporting – Ensures accurate recording and reporting of all financial transactions.
✔ Compliance with Tax Laws – Adheres to corporate tax requirements, including VAT, withholding taxes, and other applicable obligations.
✔ Issuance of Official Receipts – Provides BIR-registered receipts and invoices for all transactions to ensure transparency and legality.
By maintaining BIR compliance, Acebank Credit, Inc. upholds its commitment to ethical financial practices, legal accountability, and transparent business operations.